Today’s topic is Interest Rates, Mortgages & Credit Scores.
Weekly Primary Mortgage Market Survey
2008 Weekly Mortgage Rates Data (Excel 5.0/Win95 workbook)

Compilation of Weekly Survey Releases for 2008
February 14, 2008
                        30-yr	15-yr    5/1-yr ARM	1-yr ARM
Average Rates:	5.72%	5.25%	5.19%	5.00%
Fees & Points:	0.4	0.4	0.4	0.4
February 7, 2008
                        30-yr	15-yr   5/1-yr ARM	1-yr ARM
Average Rates:	5.67%	5.15%	5.21%	5.03%
Fees & Points:	0.4	0.4	0.4	0.5
January 31, 2008
                       30-yr	      15-yr	   5/1-yr ARM	1-yr ARM

My guests today are Diane Johnson with the First National Bank of Weatherford and Janis Spooner with the First National Bank of Weatherford Mortgage Company. Today’s topic is financing a home from start to finish and beyond. We will talk about interim financing, interest rates, credit scores and what it takes to qualify for a mortgage in today’s market.